Business Online Banking
- No cost for business online banking
- Check balances, view account activity, transfer funds, view check images, access monthly statements, and set up alerts
- Distinct logins and user profiles with ability to customize user access
- Multifactor authentication (MFA) available for added security.
- Web Connect Integration with accounting software such as QuickBooks and QuickBooks Online
Video TutorialClick-thru demo
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Business Bill Pay
- No cost for business online bill payment
- Go Green, and make a difference by turning off paper and switching to eBills and online bill pay
- Ability to customize user access including secondary approval requirement
- Set-up E-mail Alerts to notify you of due dates, when payments will be posted, sent, etc.
- Create different payee groups to simplify the payment process.
VIDEO TUTORIAL
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Mobile Business Banking
- No cost, available in the App Store and Google Play
- Check business account balances, view recent transactions, including check images, and transfer money between accounts
- Deposit checks by snapping a picture of each check, and view deposit history in the app
- Approve transactions scheduled through Business Online, including fund transfers, ACH transfers and wire transfers
- Review and approve Positive Pay exceptions, and receive alerts when approvals are pending
VIDEO TUTORIALCLICK-THRU DEMO
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Remote Deposit Capture
- Deposit checks from the convenience of your office, any time that you like
- Support is handled locally by our banking team.
- Deposit multiple checks using a batch feed check scanner
- Daily deposit reports are generated after submitting and can include check images
- $50 per month, which includes rental of the equipment and access to the fully integrated system within business online banking
VIDEO TUTORIALCLICK-THRU DEMO
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ACH Origination
- Originate ACH files from business online banking
- Ability to have individual limits and dual control approvals
- Automated notification system sends emails when transactions are generated for approval and once completed
- MFA required including token generated codes (hard or soft token)
- ACH Origination is $10 per month, $2.50 per batch/file submitted, and $0.13 per transaction
VIDEO TUTORIALCLICK-THRU DEMO
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Online Wires
- Send wire transfers from business online banking
- Ability to have individual limits and dual control approvals
- Automated notification system sends emails when transactions are generated for approval and once completed
- MFA required including token generated codes (hard or soft token)
- Online Wires are $15 for Domestic and $50 for International transfers
VIDEO TUTORIALCLICK-THRU DEMO
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Check and ACH Positive Pay
- Check Positive Pay matches the account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company
- ACH Positive Pay matches the company ID, transaction type and amount threshold to only allow payments authorized by the company
- Ability to customize user access levels for defined roles and responsibilities
- Customized reporting for account reconciliation
- $50 per month for check Positive Pay and/or $50 per month for ACH Positive Pay
VIDEO TUTORIAL
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Business Debit Card
- No cost for our business Visa branded Debit Card
- Surcharge free access to thousands of MoneyPass® ATMs nationwide
- Download the free MoneyPass® ATM locator app or visit: moneypass.com
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Card Manager
- Protect your debit card by sending transaction alerts and define when, where and how your card is used
- Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity
- Location-Based Alerts and Controls, Usage Alerts and Controls, and Card On/Off Setting are also available
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Nonprofit Credit Card
- We are proud to partner with Elan Financial Services to provide the CommUNITY nonprofit credit card
- No personal guarantees required
- Corporate billing and employee cards are available
- Both points and cash back card options are available
- EMV smart chip technology for added security
- Mobile purchasing capability for added convenience
- Separate expenses, manage cash-flow and track spending
CONNECT WITH A BANKERLOGIN
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Merchant/Credit Card Processing Services
- Customized solutions to fit the scope and demands of your business
- Various turnkey payment solutions enable you to accept every type of payment and give your business the tools you need to succeed
- Loaner equipment is available for fundraising events or one-off processing needs
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Advantage Sweep
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Pacific West Bank has partnered with a network that provides additional FDIC insurance to our clients up to $30 million! Here is how it works:
- Client determines a daily target balance for the account.
- For deposits that exceed the target balance, FDIC insurance is borrowed from other well-capitalized banks that participate in the program.
- The sweep of funds occurs overnight; funds are deposited back to the PWB account the following business day.
- Funds are always protected by FDIC insurance and may earn a higher rate of interest than a standard account***.
- Interest is variable, subject to change and is credited to the account monthly; separate statement will be generated and delivered to client.
***Rate determined based on each individual client relationship.
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1. No service charge for first 50 checks and 20 deposits per month; $0.20 per check or deposit thereafter.
2. Non-MoneyPass® ATMs may impose an ATM surcharge.
3. Visa Debit Card: Transactional, inactivity, or lost/stolen card fees may apply.
4. Overdraft protection transfers in $100 increments; sufficient money market or savings balance must be maintained to cover checks or insufficient funds charges may apply.
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government